Each year, almost every person files his or her taxes by mid-April, the IRS deadline. The process is more complicated than it should be and at the end you may owe money or receive a refund. But what does it truly mean to get a tax refund? What is a Tax Refund? A tax refund…
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Social Security Benefits COLA 2023: What You Need to Know
During the past few months, the United States has experienced the largest jump in inflation since the early 1980s. Seniors, especially those on a fixed income such as Social Security, are one of the most vulnerable groups negatively impacted and hurt the most by rising inflation and increased costs. If you are a retiree and…
Top High Paying Jobs Without a Degree or Experience
Are you looking for a high paying career without a bachelor’s degree or experience – it’s possible. Many careers require a college degree but you don’t need a bachelor’s or master’s degree to be successful. Workers who have higher levels of education typically earn more and have lower rates of unemployment compared with workers who…
How Tax Deductions Work: What you need to know to lower your tax bill
Happy New Year! Starting in January, you should start receiving tax forms from banks and other institutions in order to prepare your taxes for last year. Tax season is the period between January 1st and April 15th when taxpayers prepare their financials from the previous year and submit their tax returns either on their own…
How To Buy a House With Bad Credit
The U.S. Department of Housing and Urban Development’s (HUD’s) Office of Policy Development and Research (PD&R) states that “for many Americans, owning a home is an essential part of the American dream that conveys a number of economic benefits, such as the ability to accumulate wealth and access credit by building home equity, reduce housing costs…
How to Figure Out Your Worth and Get Paid Fairly
In Oct 2021, the US Bureau of Labor Statistics released the Jobs Opening and Labor Turnover Summary report that showed the number of job openings at over 10 million – a record. From “Help Wanted” signs to farewell emails from employees moving on to new adventures, employers are scrambling to fill positions as the economy…
Open Enrollment – Getting the Most from Your Employer Benefits
During September through December, many employers hold an annual open enrollment period to sign up for the next year’s benefits. Many people blindly copy what they did the previous year but you should use the open enrollment period to better educate yourself on your employer’s benefits package. If your company or organization sent you any…
How to Buy a House For First Time Homebuyers: Step by Step Guide
How to Buy a House for First Time Homebuyers in 14 Steps The home buying process might seem like a daunting task. A house is probably the most expensive purchase that you’re ever going to make in your life and there are lots of steps involved. The following is a guide how to buy a…