How To Buy a House With Bad Credit

The U.S. Department of Housing and Urban Development’s (HUD’s) Office of Policy Development and Research (PD&R) states that “for many Americans, owning a home is an essential part of the American dream that conveys a number of economic benefits, such as the ability to accumulate wealth and access credit by building home equity, reduce housing costs…

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Open Enrollment – Getting the Most from Your Employer Benefits

During September through December, many employers hold an annual open enrollment period to sign up for the next year’s benefits. Many people blindly copy what they did the previous year but you should use the open enrollment period to better educate yourself on your employer’s benefits package. If your company or organization sent you any…

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It Starts with a Budget…

Throughout life, it’s good to create a budget and track what’s coming in and what’s going out. A budget is a financial plan that shows income and expenses over a period of time. Budgeting might sound boring but it’s very important and the starting point for personal finance. In order to achieve your financial goals,…

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